Umbrella Policies

Extra Protection for What You’ve Built

If you own a home, a car, or anything worth protecting—an umbrella policy can be your safety net when the unexpected happens.



At Insurance Outfitters®, we often work with clients who need more than a basic policy can provide. Whether you have a pool, rental property, or just want serious peace of mind, we’ll help you add an affordable layer of liability protection that works when your standard coverage stops.

What Umbrella Insurance Covers

  • Legal defense costs
  • Injury claims exceeding auto/home policy limits
  • Property damage liability
  • Libel, slander, and personal lawsuits

Who It’s For

  • Homeowners with high-value assets
  • Parents with teen drivers
  • Landlords and property managers
  • Business owners
  • Anyone who wants $1M–$5M+ in extra liability protection

A Note from Tom

A pair of black quotation marks on a white background.
We write a lot of million-dollar umbrella policies—and not because we push them. It’s because people trust us to tell the truth about what they need. And sometimes, this is the smartest move they can make.
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Talk to Us About Umbrella Coverage

It’s affordable. It’s powerful. And we’ll make sure it fits your life.