Testimonials
Over 170 Five-Star Reviews—And Counting
Our reputation is built one conversation, one policy, and one relationship at a time. The result? A wall of five-star reviews from neighbors, newcomers, and longtime clients across the Mid-Atlantic.
We don’t pay for reviews. We don’t push for praise. We just do the work—and let our clients speak for us.
Grandma Sheri
Michelle worked tirelessly for my husband and I during our search for the best insurance products possible. She is so knowledgeable and used every “tool” in her toolbox to provide us with the best auto and home policies at value pricing. We could not be more pleased! Insurance Outfitters is Hometown Hospitality at its’ finest. Thank you Michelle.
John Tbolt
Insurance Outfitters of Shepherdstown is the very best and only place you should be shopping for your insurance needs!! My wife and I have been a client for many, many years and they have never failed to meet our needs for auto and home insurance coverage. No matter our questions, they always had the answer and explanation. Always priced exceptionally well, but just as important, guided us through the buying process to ensure we had exactly the proper coverage to protect our assets. Each insurance product was tailored exactly to our needs. We never felt it was just a "rubber stamped" package and process to sell insurance. It was always the personal touch. Give them a call and be surprised at how enjoyable buying insurance can be.
Teresa “Terri” Rice
We were looking for new home insurance as our previous insurance lacked in the promises made and fell very short of what we expected and needed from them . Michelle not only got us better coverage for the house she was able to cut our insurance bill significantly for both home and auto.
Dave
If you’re looking for someone to guide you through the investing process, Tom is your guy. He sat down with us and thoroughly explained how the process works and which options would fit our needs. Fun and courteous to work with. He showed us how his rates compare with other institutions but never pressured us on decision making.
Elizabeth Parker
I've had my flood insurance for my home through Insurance Outfitters for several years now. I've worked several times with Shelley and others in setting up and making changes to the policy (never a claim - knock on wood!), and everyone in the office are always very helpful, quick to respond, and extremely nice to work with. Their rates are also really good compared with other quotes I've received. I highly recommend Insurance Outfitters!
Pierce Glenn
I have been with Insurance Outfitters for 6 1/2 years and unfortunately I was involved in a minor car accident. I never imagined the excellent service I was about to receive! Everything that followed was flawless from the initial call to the Adjuster to the rental car and they recommended the absolute best body Shop for repairs. I would certainly recommend their" outfit " to anyone looking for coverage. I wish them continued success as they deserve it!
Blake Bedner
Insurance Outfitters is absolutely amazing! They were so kind and friendly, and very informative. They explained everything about my plan and helped me find the one that would work best for me. They answered all my questions, and you can tell they care and want to help. I highly recommend them to any who are shopping for insurance. They’re super easy to work with, and I am so happy I gave them a call.
Jeff Clevenger
Insurance Outfitters, you all are spectacular! Michelle helped walk me through everything when it came to getting the right insurance for a home. She went above and beyond for helping my fiance and me and we couldn’t have been happier with her assistance! When I thought we were finished with things and we were all set, a few days later I received a handwritten card in the mail from her! Very genuine and thoughtful from start to finish! Thanks again for everything!
Jeff and Julianna
Cassie Triplett
Michele Ours Maiden, MBA with Insurance Outfitters in Shepherdstown, WV was knowledgeable, professional, thorough, quickly responsive, and diligent in searching for homeowner's and auto insurance comparison options for me. I highly recommend her and her family-owned insurance company for anyone interested in checking out your current policy coverage need and pricing comparison.
Sydney Kearnes
Michele was very nice, kind, & understanding my situation that I was trying to get insurance that would not break the bank. Couldn't have had a better experience getting my Homeowners Insurance and Auto Insurance. She was quick, communicated well, and looked for the best possible insurance for my situation. I'm going to tell all my family and friends about Michele and Insurance Outfitters
Raymond Teneyck
I was very pleased with the service i received from Michelle in Shepherdstown, WV. She was very engaging from the very beginning, and I felt like I had finally found an auto insurance company I actually wanted to be a part of. Michele gave me a great rate, saving me more than four hundred dollars. Goodbye GEICO, I have found myself a really great insurance company.
Brian Honea
After having a bad experience with another Erie agent in Charles Town, I started asking around and numerous people recommended Insurance Outfitters and I can now see why. They are your one stop shop for everything insurance. I highly recommend their team and will refer them to all my friends. A+
David Asam
Outstanding! Tom & Michelle Maiden are the reason I am, and will continue to be, with Erie Insurance. After my daughter had an accident, they went above and beyond to help: roadside assistance, towing, adjuster, claims, rental car, super quick turn-a-round... every piece of this ordeal was seamless. The personal touches, and genuine care they showed is unparalleled. Not to mention, when I did receive my check is was more than I thought it would be. Insurance is something you hope you never need, but when you do...you'd be lucky to have Tom & Michelle Maiden of Insurance Outfitters on your side.
Katie Stammer
The staff here are amazing! They are always kind and curteous. I was even allowed in after hours once to hand something in (I can't remember what) and was told that I was allowed to come any time I saw the Jeep parked outside. I've never known an insurance company more personable and homey.
Jeffrey Gustafson
Top-notch insurance professionals! They make sure you're aware of the different types of auto insurance coverage, including the optional but very very important Underinsurance (UIM) coverage. They learn your needs and risks and propose insurance policies that actually provide the coverage you need and fit your budget.
Tyler Cipollone
Being a student, life can be very stressful and insurance bills certainly can add to that frustration. However through Insurance Outfitters excellent customer service and true family-owned business philosophies they make it easy for you to insure your home, life etc. Phenomenal company.
L H
I am 3,000 miles away from home. I recently relocated to the Eastern Panhandle;therefore I needed reliable home and auto insurance. I have been amazed with Michele Maiden and her team over in Sheperdstown. They are knowledgeable, compassionate and always make you feel welcomed with anything you need help with. I am definately an Insurance Outfitter customer for life.
Mimi Rogers
I have known Tom Maiden since I purchased a home in Shepherdstown in the mid-90's. He always has a smile on his face and happy to take the time to help in any way he can. He is never too busy to find the answer you are looking for or direct you to the person or company that can best assist you. I have gone to him on several occasions regarding different matters and he always has an answer for me or takes the time to find the answer to help me. I consider him a personal friend and am proud of him for serving our Country in Iraq. I would recommend Tom and Insurance Outfitters to anyone without hesitation. When you walk into Insurance Outfitters, you are always treated as a friend. Thank you for all you do, Tom!
Noelle
There is nothing more satisfying than supporting a locally owned and operated business of any type; You don't have some suit in Hartford judging your claim, you know that your representative has a vested interest in the community and desire to serving it well, and as a military veteran is well deserving of consideration and, once earned, your business and support. Insurance Outfitters is a dream to work with, how often do you hear that about an insurance company? Probably as often as I have ever posted a recommendation of one! And no, Geico certainly isn't evil, but the personal service by Tom and crew blow it out of the water. Live-person prompt, professional and genuinely friendly service, fair and competitive rates, tell-me-like-I'm-five information about options and coverage, and the real satisfaction that comes with finding and supporting a reliable and trustworthy professional "ally" in this increasingly disconnected age.
Nina Hockman
Tom and his staff are always there when needed! When my husband and I switched insurance carriers, our children followed our lead and switched also! We didn't have to compromise our policy coverage in order to get a good rate! We also like the fact that his office is located where we live...very convenient!!!
Ann Abler
A friend recommended Insurance Outfitters to me, and I would recommended them to others. The website is easy to navigate and I also liked the added personal touch of the blog, with it's helpful tips and stories. They have good customer service and fair prices. It's also nice to know that by doing business with them, you're supporting an Iraq war Vet!
Bigsk8r
Tom has put together a fantastic team of guides to step folks through the process of getting quality insurance without dealing with giant corporations who literally see you as just a number.
Whether you reach out via the website (which is excellent), by phone, or by dropping in to the Lodge, you will be helped by someone who represents the core values of being genuine, energetic, reliable, honest, and ethical.
And really... who doesn't like a sweet black lab in a jeep?? Sailor is awesome too!
If you are looking to add coverage, or change carriers, give one of Tom's guides a call first. You won't be disappointed.
Dana Hemelt
With so many vendors competing for business, it's hard to know who is genuine and who is just talk. I depend on friends for recommendations, and Insurance Outfitters comes highly recommended as a reliable company. The professional website is impressive, and I appreciate the Code of Ethics and commitment to the customer.
Eric Waechter
Great, easy to navigate website and everything you need is right there where you can find it easily. You can definitely tell they have the customer in mind in everything they do, and this veteran proudly supports his fellow veterans! LOVE the blog attached to the main page!! Great information in there!
Shari Elliott
Insurance Outfitters is the company to go with! Their staff is honest and reliable and have a genuine sense of care for their customers! The website is outstanding and easy to navigate! It is hard to find an ethical insurance company these days that are not just out to make a buck, I know I can count on Insurance Outfitters to make sure me, my family, and my business is taken care of!
Yvonne Shindle
I highly recommend Insurance Outfitters!! Their website is easy to navigate and their staff is super friendly, not to mention always willing to help you with your insurance needs.
I think is awesome that they have their black lab, Sailor, as their mascot!! I'm always happy to support an Iraq war vet like Tom!
Joy Christi
I love your site, it's so helpful! Not only great insurance information, but your garden tips are very informative! It's hard to make myself do all the right things with insurance, but if I know I'm going to LEARN something as well as get my needs taken care of, I'm more motivated to use a site.
Susan Katz
Insurance Outfitters is definitely one of the best insurance websites. Very easy to navigate and offers one stop shopping for all your insurance needs. Love the personal touches also. If they put this much care in to the website think about the care they will put into you. Definitely consider Insurance Outfitters!!
Jeanene Augustowicz
Very impressed with this website. Was very easy to navigate. Loved the personal pictures Great to see a family run business promote themselves. I always prefer to go to the local hometown person over the big companies The way this site is laid out and the personal touch here and there, would definitely make me choose Insurance Outfitters for my insurance needs.
Pattie Thomas
The web site is very well laid out. Unlike other insurance site where you have to sift through pages of 'who cares' info to find answers this site is quite simply a breeze. I like that Sailor has her own page! This is definitely a one stop shopping site for all of your insurance needs.
Thomas Raniszewski
Insurance Outfitters is one of those rare places that just makes you wish the rest of the insurance world would take a lesson from them! From the minute you see the place with all the gorgeous flowers outside to the great service you get from people like Lisa, you're treated right at Insurance Outfitters! I'd recommend them to anyone!
Andrew King
Genuine, Energetic, Reliable, Honest, & Ethical! All of the guides at Tom Maiden's Insurance are great to work with! Best of all, they know insurance inside and out. If you want to have your cake and eat it too (save money AND have great coverage) this is the independent insurance agency & brokerage for you. I was very impressed with the principal agent's credentials. Tom Maiden is an Iraq war veteran, has an MBA from West Virginia University, is a Certified Financial Planner practitioner and Chartered Life Underwriter, teaches insurance part-time at Shepherd University, and writes an insurance topic newpaper column in The Journal (Martinsburg WV newspaper). Best of all, these guys and gals are cool! The call their office "the lodge" and their employees "guides." Their official mascot is a black female English Labrador Retriever named Commander.
Lisa Kingsbury
If you live in or around Shepherdstown, West Virginia, or Sharpsburg, Maryland, I highly recommend that you check out Tom Maiden's Insurance Outfitters for your insurance needs. Unlike a lot of insurance agencies, you get to work with the actual agent! Tom Maiden knows insurance. This independent insurance agency & brokerage has been serving the Shepherdstown & Sharpsburg area since March 3, 1989. I loved "the lodge" (the name they call their office) and their "guides" (what they call themselves). Most of all, I loved saving money for better insurance!
Eric Roop
I recently decided to review my auto insurance and felt a change might be needed. I had used Erie 20 years ago and decided to see what they had to offer. Michele was great, personable and knowledgeable. Ultimately I ended up with better coverage and saved over $250 for the year. Michele provided an excellent experience and I got a stronger product at lower cost. Highly recommend!
Brenda Sandoval
So glad I looked for insurance quotes close to home. I was being robbed by Liberty Mutual every month paying an outrageous price for 3 vehicles. I was treated with so much respect and kindness by Michele and I highly recommend her services. If you are feeling it in your pocket like I was give her a call to see what she can do for you!!!
JS D
I had a short amount of time to get homeowners insurance on a renovation, and after being turned down by a standard big agency, I found Alicia at Insurance Outfitters. Not only was she gracious and competent, she rescued me IMMEDIATELY. I'm new in town, and her warmth and willingness to help made me feel welcome and at home. I plan to maintain a relationship with this wonderful agency, and the wonderful Alicia, as long as I live in Shepherdstown!
Timothy Terman
Just got off the phone with the most helpful person in Jefferson County: Shelly. Seriously, she helped me get my auto insurance ID card today. I couldn't get it online, so she went out on the Web and snached it for me and sent it to my email before we even got off the phone. All before 9:45 am. Huzzah!
Ashlock Home Team
Insurance Outfitters has always been amazing to work with! We have multiple policies with them, including home, auto, boat, and commercial. Their team is always available to help and is always extremely friendly. I routinely recommend them to friends and clients and will continue to do so in the future!
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