Second Homes & Vacation Properties

Second Homes Deserve First-Rate Protection

Owning a second home is a dream come true—but it also comes with different risks than your primary residence.



Whether it’s a lakeside cottage, a mountain cabin, or a rental-friendly beach condo, we’ll make sure your vacation property is properly insured. From fire and weather coverage to liability protection for guests, we’ve got every angle covered.

  • Dwelling & structural coverage
  • Liability protection
  • Personal belongings
  • Medical payments
  • Loss of use
  • Add-ons like water backup, equipment breakdown, and more

What Your Policy Can Include

  • Furniture, electronics, and personal property
  • Theft and fire damage
  • Water damage (non-flood)
  • Personal liability
  • Temporary housing if your apartment becomes unlivable

We Cover:

  • Seasonal cabins
  • Airbnbs and VRBOs
  • Investment properties
  • Second residences in WV, MD, PA & beyond

What Makes Us Different

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Local knowledge of West Virginia vacation spots

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Guidance on rental exposures and special endorsements

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Easy communication when you're managing property from afar

Let's Connect

Vacation Peacefully—We’ll Handle the Insurance

Let’s protect your getaway the smart way, with a policy that’s built around how you actually use it.