Tom & Michele Maiden
Your Shepherdstown InsuranceSM Agents
HONEST, ETHICAL, GENUINE, ENERGETIC, AND RELIABLE
Tom and Michele Maiden’s Insurance Outfitters® is a Shepherdstown, West Virginia, original! Since its establishment on March 3, 1989, this award-winning and family-owned, independent insurance agency has grown from a one-person operation to a team of motivated, high achievers committed to delivering innovative and tailored solutions to the unique risk management & insurance planning needs of each individual, organization, and business in Shepherdstown, West Virginia, and the surrounding area.
Our founder & CEO, Tom Maiden, is a Commander in the Navy Reserve, an Iraq war veteran, and a trusted and proven CERTIFIED FINANCIAL PLANNER™ practitioner and Chartered Life Underwriter®, specializing in risk management & insurance planning. He has a Master of Business Administration degree from West Virginia University and over 28 years of experience. Co-owner, Michele Ours Maiden, joined the family business after serving 23 years in management with Pfizer, one of the world’s premier innovative biopharmaceutical companies. She has a Master of Business Administration degree from Loyola University Maryland. When local consumers have a risk management or insurance planning related question, their friends and neighbors will answer, “Ask Tom & Michele Maiden!”
Insurance Outfitters® is committed to building a safer, greener, better educated, diverse, and inclusive Shepherdstown, West Virginia, and surrounding area. Our intent is to be a good corporate citizen where we live and serve.
Since March 3, 1989, Tom & Michele Maiden’s Insurance Outfitters® has been committed to building a safer, greener, better educated, diverse, and inclusive Shepherdstown, West Virginia, and the surrounding area. Our intent is to be a good corporate citizen where we live and serve.
The annual Insurance Outfitters® Guide Awards are scheduled around the risk management & insurance planning practice’s anniversary, March 3rd. The Insurance Outfitters® Guide Awards were developed to thank those people and organizations who may not make the front page news, but who change the world around us for the better in the following categories:
1. Conservation and Outdoor Recreation
2. Culture and the Arts
4. Health and Human Services
In addition to the annual Guide Awards, Insurance Outfitters® also participates in the Adopt-A-Highway Program, co-sponsored by the West Virginia Division of Highways and the West Virginia Department of Environmental Protection, with three cleanups a year along the two miles between Shepherdstown and the Berkeley County line.
Tom & Michele Maiden also make the Insurance Outfitters® campus available (free of charge) to non-profits, educational, religious, and youth groups for outdoor fundraising activities. Its great visibility and street traffic make it an awesome location for car washes, yard sales, and plant sales. Groups also have access to a restroom and kitchenette.
Insurance Outfitters® has built a reputation for being honest, ethical, genuine, energetic, and reliable – making it the perfect fit for Shepherdstown, West Virginia, and the surrounding area. All of the guides at Insurance Outfitters® are committed to delivering exceptional customer experiences, individualized service, and a deeper appreciation of what “locally inspired” means to an award-winning and family-owned independent risk management & insurance planning practice. As a matter of fact, the Insurance Outfitters® tagline is, Locally Inspired Insurance®.
Due to extensive online advertising, the unique & distinctive name, Insurance Outfitters®, is widely recognized by the general public in the United States.
An Independent Advantage – We don’t sign no-compete and/or no-solicitation agreements with insurance companies. Independence = Freedom
We are Independent Risk Management & Insurance Planning Practitioners in Shepherdstown, West Virginia, free to choose the best carrier for your insurance needs. We do not sign non-compete and/or non-solicitation agreements with insurance companies and we own the policies we write. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. INSURANCE OUTFITTERS® represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Risk Management & Insurance Planning Practitioner?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent risk management & insurance planning practitioner, you have choices. Independent risk management & insurance planning practitioners are not tied to any one insurance company. One of the advantages of using an independent risk management & insurance planning practitioner is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent risk management & insurance planning practitioner has several companies that he or she can approach to get you the best coverage at the best price. He or she will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.
Legal Notice: INSURANCE OUTFITTERS®, InsuranceOutfitters.com®, and Locally Inspired Insurance® are the property of Insurance Outfitters, Inc. (a West Virginia corporation) and are registered with the United States Patent and Trademark Office. INSURANCE OUTFITTERS® and InsuranceOutfitters.com® were first used in commerce on May 17, 2006. Locally Inspired Insurance® was first used in commerce on July 6, 2009.